Digitalisation And The Future of Payments

This is an article from the recent PaymentGenes Fintech Magazine.    Meet the Expert: Gabrielle Bugat, Head of Division for Financial Solutions at G+D Mobile Security gives her view on the Future of Payment in the era of Digitalisation. G+D Mobile Security is a part of the G+D Group (founded in 1852) with more than

3 Things To Know About Point Of Sale (POS)

For many modern businesses, making use of a Point of Sale (POS) system is an essential component which contributes to the optimisation of sales. This includes aspects such as providing marketing insights based on the demand of products and the management of expenses, inventory, and staff. Many people use POS-related terms interchangeably, yet each one

5 Ways to Avoid Digital Fraud

Becoming familiar with digital fraud can help you protect your personal data and money, especially in a world that is rapidly moving towards the digitalization of payments. The enormous increase in ecommerce and m-commerce transactions creates a variety of opportunities for fraudulent activity. When we talk about online fraud, we mean deliberate deception, intended for

Key Insights Into Alternative Payment Methods (APMs) in 2019

In a world where the future is defined by eCommerce and the ever-growing influence of online shopping, alternative payment methods (ATMs) have turned into a topic worthy of the attention of both consumers and businesses. APMs are becoming omnipresent as online transactions made through APMs are expected to reach a staggering 55% by the end

The Road To EU Authorisation

The challenges in applying for a license at De Nederlandsche Bank. There have been various articles published recently regarding the application for a license at De Nederlandsche Bank (DNB). In the Financial Dagblad (FD), a Dutch financial newspaper, various companies that applied for a license at DNB due to the Brexit are complaining about the

E-Wallets, ATMs, and what culture can say about your choice of payment method.

Driven by digitisation, competition, and the ambition to satisfy consumers, the payment industry is constantly evolving and creating new innovative solutions such as the eWallet. But what makes the eWallet better than regular payment methods? This blog will compare the eWallet with the traditional ATM and will also consider the impact that different cultures have

Improving The Online Buying Experience

How Payment providers can improve the online buying experience? The online buying experience represents a major opportunity for payment providers today. Considering the growing number of digital channels and buying platforms, e-commerce transactions consequently follow the same upward trend. The online buying experience comprises not only site navigation through goods and services, but also the

Is Toronto the world’s next Fintech hub?

The PaymentGenes global footprint is expanding daily, through our personal approach to recruitment and our increasing network of clients, who trust us to grow their business with the most vital building blocks: people. With this in mind, we decided to launch a new office and the hunt began for a new location in which we

A Cashless Society: Elusive Dream or Inevitable Future?

As the use of digital payment methods grows amongst societies across the globe, the question of whether remains cash necessary becomes an important one. It is a popular topic for debate, and many examples are given both in favor of cash as well to highlight the potential challenges of a society without it. Just google

The 4 Biggest Payment Trends in 2019

1 : Big Tech’s emergence As the payments universe expands, customer experience is becoming the prime competitive differentiator. For years, the established banks have had a monopoly on payments and the payment data of consumers. With the current developments regarding PSD2/Open Banking, payment data is now available (only when given permission) to a range of